Powersports Financing
Sun, Mud, Rain, Or Snow. Pre-Approved And Good To Go!
Get the ATV, side-by-side (UTV) or snowmobile you want and build credit while you ride. Powersports financing for good, bad or no credit across Nova Scotia, New Brunswick, PEI and Newfoundland & Labrador. One application, multiple lenders. Delivered right to your door anywhere in Atlantic Canada.
Easy As 1-2-3
Get Pre-Approved
Complete our quick online application to get pre-approved!
Find Rides That Fit Your Budget
We'll connect you with our dealership network to confirm your information and go over your wants and needs to determine a budget that works for you.
Pick The Ride You Love
With more than 100 independent dealerships in our network, finding the pre-approved ATV, side-by-side or snowmobile of your dreams has never been easier!
Big City Or Back Road, We Deliver Right To Your Door.
Nova Scotia, New Brunswick, PEI, and Newfoundland & Labrador.
We sort the approval and the paperwork, so you just ride.
Bad credit, no credit, newcomer, self-employed, consumer proposal, or past bankruptcy.
What You'll Typically Need To Apply
Have these handy and your approval moves faster. Your advisor will confirm exactly what your lender needs.
Valid Driver's Licence
Government-issued photo ID so lenders can confirm who you are.
Proof Of Income
Recent pay stubs, or bank statements if you're self-employed.
Proof Of Address
A recent utility bill or bank statement with your current address.
Down Payment (Optional)
Not required on $0 down approvals, but it can lower your payment.
Every Payment Builds Your Score.
Your biweekly payments are reported to Equifax and TransUnion, so your credit climbs while you're out on the trail.
Get Powersports Pre-Approved ›Plug in your price, down payment and term on our loan calculator. It takes 30 seconds.
Open The Loan Calculator ›Why Choose CreditShift?
We make it simple for Atlantic Canadians to get into the machine they love. Dealer or private sale, showroom-fresh or pre-owned, we line up the right lender for you.
Good, bad, zero or rebuilding. Multiple lenders compete for you.
Ride away with nothing down, on approved credit.
Get on the trail first, start paying later.
Extra money in your pocket for gear and accessories.
Direct-to-door delivery across all four Atlantic provinces.
Trade in your old ride and put it toward your next one.
Powersports Financing Across Nova Scotia, New Brunswick, PEI & Newfoundland
Big city or remote area, we finance and deliver ATVs, side-by-sides and snowmobiles right to your door anywhere in Atlantic Canada.
Powersports Financing in Nova Scotia
Halifax, Dartmouth, Sydney, Truro, New Glasgow, Antigonish, Yarmouth, Kentville, Bridgewater, plus every small town and back road in between.
Powersports Financing in New Brunswick
Moncton, Saint John, Fredericton, Dieppe, Miramichi, Bathurst, Edmundston, Campbellton, plus every small town and back road in between.
Powersports Financing in Prince Edward Island
Charlottetown, Summerside, Stratford, Cornwall, Montague, Souris, Alberton, plus every small town and back road in between.
Powersports Financing in Newfoundland & Labrador
St. John's, Mount Pearl, Corner Brook, Gander, Grand Falls-Windsor, Conception Bay South, Labrador City, plus every small town and back road in between.
Powersports Financing FAQ
Can I finance an ATV, UTV or snowmobile with bad credit?
Yes. CreditShift Auto Solutions sends one application to multiple lenders, including lenders that work with bad credit, no credit, zero credit and past consumer proposals or bankruptcies.
Does applying for powersports financing hurt my credit score?
No. Applying with CreditShift won't touch your credit score.
Do you finance pre-owned ATVs, side-by-sides and snowmobiles?
Yes. CreditShift finances both showroom-fresh and pre-owned ATVs, side-by-sides (UTVs) and snowmobiles, from dealers or private sales.
Which powersports brands can I finance?
CreditShift finances popular brands including Polaris, Can-Am, CFMOTO, AODES, Yamaha, Kawasaki, Honda, John Deere, Kubota, Segway, Ski-Doo, Arctic Cat and Lynx.
Can I get ATV financing with no money down?
Yes, $0 down options are available on approved credit. A down payment is optional, but it can lower your monthly payment.
Where do you offer powersports financing?
CreditShift serves all of Atlantic Canada: Nova Scotia, New Brunswick, Prince Edward Island and Newfoundland & Labrador, from big cities like Halifax, Moncton, Charlottetown and St. John's to rural back roads.
Do you deliver my ATV, UTV or snowmobile?
Yes. CreditShift delivers direct to your door anywhere in Nova Scotia, New Brunswick, PEI and Newfoundland & Labrador.
Can powersports financing help rebuild my credit?
Yes. Your payments are reported to Equifax and TransUnion, so every on-time payment helps build your credit score while you ride.
What do I need to apply for powersports financing?
A valid driver's licence, proof of income (pay stubs, or bank statements if self-employed) and proof of address. A down payment is optional.
Cars, SUVs, Trucks & Minivans? We've Got Those Too.
Same easy approval, same lender network, same direct-to-door delivery across Atlantic Canada. One application covers your daily driver and your weekend ride.
