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Get instantly pre-approved for car loans in New Brunswick: Drive While You Rebuild.

Active Consumer Proposal? Bad Credit? We help drivers in Moncton, Fredericton, and Saint John get approved when banks say no.
Select your vehicle type
What is your monthly budget for a vehicle?
Do you have a trade-in?
Who is applying for this vehicle financing?
What is your current address?
Do you own or rent this property?
What is your monthly payment?
What is your current employment status?
What is your current monthly income?
How long have you been receiving this income?
Approximately, what is your current credit score?
What is your legal status in Canada?

Bad Credit? No Credit? Get Pre-Approved for Your New Car Today.

Proposal Approved

$0 Down Payment

Credit Rebuilding

Trustee Friendly

Commuter Ready

Delivered to Your Door

10,000+ Vehicle

Top Trade-In Val

Buy a Car in 3 Steps

Easy as 1-2-3

Step 1: Get Pre-Approved

Our “Soft Check” application won’t hurt your credit. We specialize in approvals for active Consumer Proposals (R7).

Step 2: Find Your Commuter

We match your budget to reliable sedans and SUVs perfect for the daily drive between Fredericton, Moncton, and Saint John.

Step 3: Drive & Rebuild

Drive away in a reliable car. Every payment you make is reported to the credit bureau, helping you bounce back faster.

Turn Your Car Payment into a Credit Builder.

A Consumer Proposal shouldn’t stop you from driving. We work with specialized lenders in the Moncton hub who view an R7 rating as “Managed Debt,” not a dead end.

We help you secure the Trustee Letter you need to get back on the road and start rebuilding your score today.

CreditShift is Changing the Lives of Atlantic Canadians

Our Team of Lenders

Processing your details…
Checking financing options…
Generating your results…

🚗Congratulations! You have been Pre-Approved! 🎉

One of our CreditShift representatives will be reaching out to you shortly.

To protect your credit score and avoid conflicting information, please hold off on applying for any additional credits as our system has already submitted your application to all major auto lenders across Canada.

If you need assistance or have any questions in the meantime, give us a call at 902-700-6902 or email us at info@creditshift.ca

🚗🎉 Congratulations! You have been Pre-Approved! 🎉🚗

One of our CreditShift representatives will be reaching out as soon as possible to review vehicle options and guide you through the next steps. To get you the best possible approval, our system has already submitted your application to all major auto lenders across Canada. To protect your credit score and avoid conflicting information, please hold off on applying for any additional credit until we’ve finalized everything with you. If you need assistance or have any questions in the meantime, give us a call at 902-700-6902 or email us at info@creditshift.ca

Thanks for submitting your vehicle details! 🚗✨

Our appraisal team has received your request and is already reviewing it. To ensure we can offer you the top value for your vehicle, we’ll require a few recent photos.

One of our team members will be in touch with you shortly to guide you through the next steps and get your offer finalized as soon as possible.