Get instantly pre-approved for car loans in New Brunswick: Drive While You Rebuild.
Active Consumer Proposal? Bad Credit? We help drivers in Moncton, Fredericton, and Saint John get approved when banks say no.
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Bad Credit? No Credit? Get Pre-Approved for Your New Car Today.

Proposal Approved

$0 Down Payment

Credit Rebuilding

Trustee Friendly

Commuter Ready

Delivered to Your Door

10,000+ Vehicle

Top Trade-In Val
Buy a Car in 3 Steps
Easy as 1-2-3
Step 1: Get Pre-Approved
Our “Soft Check” application won’t hurt your credit. We specialize in approvals for
active Consumer Proposals (R7).
Step 2: Find Your Commuter
We match your budget to reliable sedans and SUVs perfect for the daily drive between Fredericton, Moncton, and Saint John.
Step 3: Drive & Rebuild
Drive away in a reliable car. Every payment you make is reported to the credit bureau, helping you bounce back faster.
Turn Your Car Payment into a Credit Builder.
A Consumer Proposal shouldn’t stop you from driving. We work with specialized lenders in the Moncton hub who view an R7 rating as “Managed Debt,” not a dead end.
We help you secure the Trustee Letter you need to get back on the road and start rebuilding your score today.
CreditShift is Changing the Lives of Atlantic Canadians
Aziz Y
- 2024
- VW
- Taos
- Comfortline
- Clayton Park, NS
Heather R
- 2023
- RAM
- 1500
- Classic
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Mike R
- 2022
- Ford
- Escape
- SE
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Wendy M
- 2023
- Honda
- CR-V
- Sport
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Adam S
- 2021
- Jeep
- Wrangler 4XE
- Rubicon Hybrid
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Bardia A
- 2017
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- Turbo
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