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Terms and Condition

Last Updated :11 September, 2025

Welcome to CreditShift.ca (“we,” “our,” “us”). By accessing or using our website, you agree to comply with and be bound by these Terms & Conditions. If you do not agree, please do not use our services.

1. Use of Our Website

  • You must be at least 18 years old to use this website.
  • You agree to use our website for lawful purposes only.
  • You will not engage in any activity that disrupts or interferes with the website’s functionality.

2. Services Provided

  • CreditShift.ca provides vehicle financing pre-approval, credit consultation, and related services.
  • All information provided on this site is for informational purposes and does not constitute financial or legal advice.

3. User Responsibilities

  • You agree to provide accurate and complete information when submitting forms on our site.
  • You are responsible for maintaining the confidentiality of your personal information.

4. Privacy Policy

  • Your use of our website is also governed by our Privacy Policy.
  • We are committed to protecting your personal data according to applicable privacy laws in Canada.

5. Third-Party Links

  • Our website may contain links to third-party websites. We are not responsible for the content or practices of these sites.

6. Limitation of Liability

  • We are not liable for any direct, indirect, incidental, or consequential damages arising from your use of our site.
  • We make no guarantees regarding loan approval or financing amounts.

7. Changes to Terms

  • We reserve the right to update these Terms & Conditions at any time. Updates will be posted on this page with a new “Last Updated” date.

8. Governing Law

  • These Terms & Conditions are governed by the laws of the Province of Ontario and the federal laws of Canada.

9. Contact Us

If you have any questions about these Terms & Conditions, please contact us: info@creditshift.ca

Processing your details…
Checking financing options…
Generating your results…

🚗Congratulations! You have been Pre-Approved! 🎉

One of our CreditShift representatives will be reaching out to you shortly.

To protect your credit score and avoid conflicting information, please hold off on applying for any additional credits as our system has already submitted your application to all major auto lenders across Canada.

If you need assistance or have any questions in the meantime, give us a call at 902-700-6902 or email us at info@creditshift.ca

🚗🎉 Congratulations! You have been Pre-Approved! 🎉🚗

One of our CreditShift representatives will be reaching out as soon as possible to review vehicle options and guide you through the next steps. To get you the best possible approval, our system has already submitted your application to all major auto lenders across Canada. To protect your credit score and avoid conflicting information, please hold off on applying for any additional credit until we’ve finalized everything with you. If you need assistance or have any questions in the meantime, give us a call at 902-700-6902 or email us at info@creditshift.ca

Thanks for submitting your vehicle details! 🚗✨

Our appraisal team has received your request and is already reviewing it. To ensure we can offer you the top value for your vehicle, we’ll require a few recent photos.

One of our team members will be in touch with you shortly to guide you through the next steps and get your offer finalized as soon as possible.