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Get pre-approved Online for Car loans in Newfoundland: We Deliver to "The Rock".

Don't settle for limited local inventory. We bring mainland options to St.John’s, Gander, and Corner Brook.
What vehicle do you need?
What is your monthly budget for a vehicle?
Do you have a trade-in?
Who is applying for this vehicle financing?
What is your current address?
Do you own or rent this property?
What is your monthly payment?
What is your current employment status?
What is your current monthly income?
How long have you been receiving this income?
Approximately, what is your current credit score?
What is your legal status in Canada?

Bad Credit? No Credit? Get Pre-Approved for Your New Car Today.

Mainland Inventory

$0 Down Payment

Ferry Logistics Included

Rotational Income OK

Salt-Resistant Stock

Delivered to Port/Door

10,000+ Vehicles

Top Trade-In Value

Buy a Car in 3 Steps

The 3-Step Process

Step 1: Get Pre-Approved

Apply online in 2 minutes. We specialize in financing for seasonal, rotational, and EI income common in NL.

Step 2: Shop Mainland Stock

Access thousands of SUVs and Trucks that aren’t available on the island. We secure the financing before you choose

Step 3: We Handle The Ferry

We coordinate the logistics to get your new vehicle from our hub to your driveway in NL. No stress.

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Tired of the “Island Tax” and limited selection at local lots? CreditShift gives you access to mainland inventory with financing that respects the Newfoundland economy.We handle the ferry, the inspections, and the delivery

CreditShift is Changing the Lives of Atlantic Canadians

Our Team of Lenders

Processing your details…
Checking financing options…
Generating your results…

🚗Congratulations! You have been Pre-Approved! 🎉

One of our CreditShift representatives will be reaching out to you shortly.

To protect your credit score and avoid conflicting information, please hold off on applying for any additional credits as our system has already submitted your application to all major auto lenders across Canada.

If you need assistance or have any questions in the meantime, give us a call at 902-700-6902 or email us at info@creditshift.ca

🚗🎉 Congratulations! You have been Pre-Approved! 🎉🚗

One of our CreditShift representatives will be reaching out as soon as possible to review vehicle options and guide you through the next steps. To get you the best possible approval, our system has already submitted your application to all major auto lenders across Canada. To protect your credit score and avoid conflicting information, please hold off on applying for any additional credit until we’ve finalized everything with you. If you need assistance or have any questions in the meantime, give us a call at 902-700-6902 or email us at info@creditshift.ca

Thanks for submitting your vehicle details! 🚗✨

Our appraisal team has received your request and is already reviewing it. To ensure we can offer you the top value for your vehicle, we’ll require a few recent photos.

One of our team members will be in touch with you shortly to guide you through the next steps and get your offer finalized as soon as possible.